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CGHS: A comprehensive health care system कर्मचारी और पेंशनर्स जरूर जाने ये फायदे

By: Govt Emp Corner

In this post we will know about CGHS:


Central Government Health Scheme (CGHS) is a comprehensive health care system initiated by the Government of India to provide health care services to the Central Government employees, pensioners and their dependents. The scheme was launched in 1954 and has been revised and expanded several times over the years. It operates through a network of wellness centers and empanelled hospitals across the country.

CGHS provides health care services in various specialties such as general medicine, pediatrics, gynecology, orthopedics, ophthalmology, and dentistry, among others. It also provides services for preventive health care, health check-ups and referrals to specialists, as required. CGHS beneficiaries are entitled to a wide range of medical services including diagnostic tests, hospitalization, and surgical procedures.

One of the major benefits of CGHS is its affordability. The scheme provides health care services at a very low cost compared to the private sector. This is because the government negotiates with the empanelled hospitals to offer discounted rates for services provided to CGHS beneficiaries. This makes quality health care accessible to a large section of the population who might not be able to afford it otherwise.

CGHS has a well-structured and transparent system of operation. It has a Centralized Processing Cell that manages the entire operation of the scheme, including the processing of medical bills, maintenance of health records and the issuance of health cards. The health cards serve as a personal identification for the beneficiaries and are required to avail the services provided under the scheme.

Another advantage of CGHS is its accessibility. The scheme operates through a network of wellness centers and empanelled hospitals in different parts of the country, making it easy for beneficiaries to avail the services provided under the scheme. The wellness centers provide basic health care services, while the empanelled hospitals provide advanced medical services such as surgeries, diagnostic tests and specialist consultations.

The scheme also provides for referral services, where beneficiaries requiring specialist consultations or advanced medical procedures can be referred to the appropriate specialists or hospitals. This ensures that the beneficiaries receive the best possible medical care without having to bear the burden of the cost.

CGHS also provides for preventive health care services, which include health check-ups, immunization, and health education. This is important as it helps in early detection and management of illnesses, reducing the overall burden of diseases on the population.

In conclusion, the Central Government Health Scheme is a comprehensive health care system that provides quality medical services to the central government employees, pensioners and their dependents at an affordable cost. The scheme has a well-structured and transparent system of operation, and provides for preventive health care services, referral services, and advanced medical procedures. The CGHS has played a crucial role in providing access to quality health care to a large section of the population and is an important component of the health care system in India.

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